• The home must be owned or be the primary residence for the qualifying veteran and be located in Montcalm County.
• The veteran or a designated family member/friend must commit to investing between 5 and 15 hours of sweat equity in the project.
• Applications will be formally approved by the affiliate Board of Directors.
• Veterans will be considered based on need, willingness to partner with Habitat and the ability to repay a zero-interest loan.
• The program is open to all veteran groups.
• Qaulifying veteran must show his DD214 indicating an honorable/general discharge.
• The scope of work on the home must meet the criteria of Habitat's "Critical Home Repair" which will be determined during the application process.
• A copy of current homeowner's insurance must be provided.
• Applicant must demonstrate an abiliy to repay a 0% loan (for materials & paid labor if needed), most of the labor will be provided by Habitat's volunteers. The maximum amount allowed for each applicant is $10,000 and an estimated repayment plan will be approved by the affiliate and the applicant prior to the start of any work.
• Applicants must commit to allowing before/during/after photos and to provide a short bio of the veteran that will be used for Public Relations and promotion of the program.
• The total household income may not exceed 80% of the median income for Montcalm County -

To apply, please contact Mo Beach

at Montcalm County Habitat for Humanity.

Phone: 616-754-5772

Email: director@montcalmhabitat.org

This pilot program will run in Montcalm County through May 31, 2012